123 Debt Solutions Reviews

Should I Use 123 Debt Solutions?

UK Residients Can Apply For A Free Debt Review By Either:

Completing The Online Form On This Page For A Review By No Debt Now

Or Completing The Form On The 123 Debt Solutions Website

Is 123 Debt Solutions A Scam?

123 Debt Solutions are one of the most well established organisations in the UK and have a reputation for providing effective help to thousands of people with debt problems. There is sometimes confusion about who they are because they have a similar name to a company that were closed down by the High Court following an investigation by the Insolvency Service. That company was called 123 Finance and the directors previously ran a similar scam under the name 3 Step Finance before that ceased trading. It is worth just making clear that 123 Debt Solutions have never had any connection whatsoever with this company.

123 Finance were a company who were in effect running a scam that ripped off the people they were supposed to be helping, causing great distress to those who could least afford it. They represented that end of the debt management market which sadly does attract a few disreputable characters. The Office of Fair Trading and other authorities are getting pretty good at spotting these people who take advantage of people suffering with debt problems. There have been several such prosecutions recently of companies who are not following the OFT guidelines or other legal requirements.

Can 123 Debt Solutions Be Trusted?

The short answer is yes, they are a well established company that provide debt help to a huge number of people each year. One of the advantages with them is that they deal with a whole range of other reputable debt management companies and lenders. What this means to someone looking for debt help is that they are more likely to get a positive response from 123 because they can check your situation and find the best professional to provide help for your particular circumstances.

Rather then having to work out whether you want a debt management plan or a consolidation loan or something else, you just apply once to 123 Debt Solutions and they can work out which of these is the best for you, and provide whatever it is that is most likely to help you. Most debt management companies are not lenders so you will only have the option of debt management plans through them. With 123 you can get debt plans, IVAs, Trust Deeds or many different types of loans.

Applying For Debt Help

Whenever you want to seek help with debt problems you can always talk to more than one organisation before agreeing to anything, so the easiest way forward is to apply for a free review and follow up from there with any queries or concerns. You just complete a simple online form and a debt advisor will contact you to discuss your situation and make recommendations on how best to deal with it. If that involves a proposal from them for a debt management plan or something else, you are free to either accept the offer or not.

You can either approach 123 for help by filling out the form on their website or if you want an alternative UK company to talk to, we also recommend No Debt Now, and you can apply to them using the online form immediately below:

Apply For UK Debt Help Now

Complete This Simple Online Form For A Free Review By An Advisor From Our Recommended Debt Company, NoDebtNow
Just submit the form and an advisor will get straight back to you

Use This Form To Apply For Debt Management Plans and IVAs Only

If you have debts of LESS than £2,500 please complete our alternative Online Form instead

If you wish to consider the option of a consolidation loan, please complete the form on the Loans page

Please Only Submit If You Are A UK Resident

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