Articles Of Interest:

What Is A Pre-Paid Card?

Debt Management Companies
Student Money Guide
Debt Settlement
Apply For IVA
How To Go Bankrupt
Government Debt Solution
How To Negotiate Debt
Borrow Money/Loans
Home Budgeting Software
Free Budget Worksheets
Online Gambling Debts
National Debt Helpline
Direct Payday Lenders

To Advertise On This Site Please Contact Us

Debt Negotiation Guide:

Stage One
Contact Creditors

Stage Two
Prioritise Creditors

Stage Three
Financial Statement

Stage Four
Make Offers

UK Debt Help: Get Debt Help with 123 Debt Solutions

Popular Pages:

Debt Management:

How Do I Consolidate My Debts

Debt Consolidators

Debt Management Firms

Debt Management Counselling

Free Debt Management Plan

Debt Management Programme

Debt Management Helpline

Debt Management Schemes

Consumer Debt Management

Online Debt Management

How Can Debt Management Help You?


How To File Bankruptcy

Bankruptcy Rules

Bankruptcy Questions

IVAs And Trust Deeds:

IVA Debts

Individual Voluntary Arrangement Bankruptcy

IVA Or Bankruptcy


Information On IVA

Individual Voluntary Arrangement UK

IVA Debt Solutions

Debt Advice IVA

IVA Debt Solution

IVA Credit

IVA Insolvency

IVA Remortgage

What Is IVA

Scottish Trust Deeds

Trust Deeds Scotland

General Debt Advice:

Self Help Debt

Write Off Debt

Debt Written Off

Sample Settlement Of Debt Letter

Free Sample Letters To Creditors

Bailiffs And Council Tax

County Court Claims

Debt Limitations

Mortgage Shortfalls

Money Saving Techniques

Christian Debt Solutions

Government Debt Advice

Government Debt Management

Unclaimed Money For Free

Scottish Debt Advice

Debt Specialists

Clear My Debt

Free Printable Budget Worksheets

Personal Financial Statement

Doorstep Loans

Do It Yourself Debt Negotiation

123 Debt Solutions Reviews

Approved Debt Solution

Payday Loans

3 Month Payday Loans

Compare Payday Loans

Instant Payday Loans UK

Online Payday Advances

Payday Loans Lenders

Payday Loans No Credit Checks

Payday Loans With Bad Credit

UK Payday Loans

Urgent Payday Loans

Help To Consolidate Payday Loans

Private Bad Credit Lenders

Article By Guest Author
What Is A Pre-Paid Card?


What Is A Pre-Paid Card?

Pre-paid cards can be used just like a credit or debit card but give you complete control over your finances as you can only spend what you have made available.

They are ideal for people who might struggle to get a credit card because of poor credit history or who want to shop safely online, by telephone or when overseas.

Pre-paid cards are simple to use. Apply for a card, transfer cash onto it from your current account and you’re ready to go. You can top up and manage your account online or by telephone.

Pre-paid cards are accepted by more than 30 million outlets in the UK and abroad and are a more secure alternative than carrying cash. If you lose your card, or it gets stolen, you can ring up and cancel it immediately. Your remaining balance will be transferred to a new account and you will receive a replacement card.

Using a pre-paid card will help you manage your finances and ensure you never overspend or get into debt. You control how much money you have available and you can set yourself daily, weekly or monthly limits. And if you don’t have the money on your card, you can’t use it – it’s as simple as that.

If you have had problems managing your money in the past and now have a poor credit rating, you can still apply for a pre-paid MasterCard. There is no need for a credit check and the card can be used just the same way, but without the risk of interest charges, late payment or over the limit fees. You can even claim cash rewards of up to 4% at over 30 major high street retailers, including ASDA, Argos, Boots, Debenhams, Comet and B & Q.

Once you have a pre-paid MasterCard, you can apply for additional cards for family members, ideal if you have children who are students living away from home or travelling. You may also find using a pre-paid card is a cheaper way of doing international money transfers to family members abroad.

Pre-paid cards are a safe and convenient way of spending when overseas. You can withdraw local currency and you might find it cheaper than using a credit or debit card, which can attract high charges. Again you can shop in the security that if your wallet gets stolen or lost then you can instantly cancel your card rather than lose your money.

Pre-paid cards are a safe and convenient way to shop online or via the telephone. Most websites require payment via a credit card and a debit card and if you don’t have one then you could be losing out on the discounts available online.

Most websites will accept pre-paid cards as an alternative to credit or debit and cards and you can also use your card to register for services such as PayPal which replaces the need to send cash, cheques or postal orders through the post.

Apply For UK Debt Help Now

Complete This Simple Online Form For A Free Review By An Advisor From Our Recommended Debt Company, 123 Debt Solutions

Just submit the form and an advisor will get straight back to you

You Can Use This Form To Apply For Debt Management Plans, Debt Consolidation Loans,
IVAs or Trust Deeds

Whatever the nature of your debt problem, it is worth checking to see which solution could work for you.

Please Only Submit If You Are A UK Resident

protected by copyscape

Your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it. Think carefully before securing other debts against your home.