Doorstep Loans

Advice On Getting A Doorstep Loan

Home
Debt Management Companies
Student Money Guide
Debt Settlement
IVA UK
Apply For IVA
How To Go Bankrupt
Government Debt Solution
How To Negotiate Debt
Borrow Money/Loans
Home Budgeting Software
Free Budget Worksheets
Online Gambling Debts
National Debt Helpline
Direct Payday Lenders
Articles








To Advertise On This Site Please Contact Us



Debt Negotiation Guide:

Stage One
Contact Creditors

Stage Two
Prioritise Creditors

Stage Three
Financial Statement

Stage Four
Make Offers




UK Debt Help: Get Debt Help with 123 Debt Solutions







Popular Pages:

Debt Management:

How Do I Consolidate My Debts

Debt Consolidators

Debt Management Firms

Debt Management Counselling

Free Debt Management Plan

Debt Management Programme

Debt Management Helpline

Debt Management Schemes

Consumer Debt Management

Online Debt Management

How Can Debt Management Help You?

Bankruptcy:

How To File Bankruptcy

Bankruptcy Rules

Bankruptcy Questions

IVAs And Trust Deeds:

IVA Debts

Individual Voluntary Arrangement Bankruptcy

IVA Or Bankruptcy

Get IVA

Information On IVA

Individual Voluntary Arrangement UK

IVA Debt Solutions

Debt Advice IVA

IVA Debt Solution

IVA Credit

IVA Insolvency

IVA Remortgage

What Is IVA

Scottish Trust Deeds

Trust Deeds Scotland

General Debt Advice:

Self Help Debt

Write Off Debt

Debt Written Off

Sample Settlement Of Debt Letter

Free Sample Letters To Creditors

Bailiffs And Council Tax

County Court Claims

Debt Limitations

Mortgage Shortfalls

Money Saving Techniques

Christian Debt Solutions

Government Debt Advice

Government Debt Management

Unclaimed Money For Free

Scottish Debt Advice

Debt Specialists

Clear My Debt

Free Printable Budget Worksheets

Personal Financial Statement

Doorstep Loans

Do It Yourself Debt Negotiation

123 Debt Solutions Reviews

Approved Debt Solution

Payday Loans

3 Month Payday Loans

Compare Payday Loans

Instant Payday Loans UK

Online Payday Advances

Payday Loans Lenders

Payday Loans No Credit Checks

Payday Loans With Bad Credit

UK Payday Loans

Urgent Payday Loans

Help To Consolidate Payday Loans

Private Bad Credit Lenders

 




Doorstep Loans - Information And
Recommended Lender

Go Straight To The Recommended Lender For Doorstep Loans

See Also: Main Payday Loans Page

See Also: Main Borrow Money/Loans Page

Doorstep Loans - Advice And Information

Doorstep Loans are an interesting alternative to borrowing money online. It is a very specialist market so there are very few companies that offer the service. It requires a huge infrastructure compared to how an online lender operates, because of the network of collection agents required.

The basic idea is that instead of the impersonal online approach, you deal with an agent that comes to your house every week to collect your payments. Don't worry, these are not loan sharks, they are friendly people from your own community who usually work on a commission basis. You get to know them and they are well placed to understand your situation and what you can and cannot afford to borrow.

This personal contact and relationship is really what marks doorstep loans out from all other types of lending, and it is the aspect that is most valued by many customers. The agent calls at an agreed time to suit you and that regular weekly contact makes it easier for you to keep up to date with your payments. The relationship of trust that builds up between you and your agent is one of the reasons doorstep loans are so popular and is why they work so well.

Doorstep Loans - How Much Can I Borrow?

Doorstep loans are much more flexible than payday loans or cash advances, because you can take much longer to pay them back. You can usually borrow from £50 up to as much as £2,500 and pay it back in small weekly amounts over an agreed payments. That is far more money than you can get from any payday lender, and even if it you only borrow a small amount you can repay it over a long time, unlike with payday loans.

Doorstep Loans - Good For Bad Credit

Many people use doorstep loans because they tend to be more available for people with credit problems. Even county court judgements do not need to be a problem with a good doorstep loan company. Doorstep loans tend to be used a lot by people who have had problems getting loans from other lenders.

With doorstep loans you will find that the interest rates can be a bit higher than for a high street lender, but this is quite understandable. If they are lending to a higher risk group of people who have problems getting money elsewhere, they need to charge more to cover their increased risk. They also have higher costs from paying the huge network of agents they need to make the collections. Interest charges are still far lower than for payday loans.

There are very few lenders that offer this service nationally in the UK, so I am recommending one that I think stands out as the most reputable market leader.

Recommended Lenders For Doorstep Loans:

Provident Personal Credit (UK Only)

Provident Personal Credit are the clear leader in the field of doorstep loans. They have been in the home credit business since 1880, which takes some beating. They have more than 1.4million customers at the moment and over 10,000 friendly agents to service those customers. The agents usually come from within the local communities they collect from, so they understand their customers very well.

As a first time customer with Provident Personal you can get from £50 up to £500 to begin with, and up to £2,500 when you are an established customer. While £2,500 may not be a fortune, it is a pretty decent amount, and a lot more than you would get from any cash advance lender.

The agents that handle doorstep loans for Provident Personal do get a commission, but their commission is based on what they collect, not how much you borrow. This is important because it means there is no incentive for them to persuade you to take a larger loan. They will get to know you and give you honest advice about how much you can safely borrow.

Doorstep Loans - How To Apply

To find out if you can get a cash loan from Provident Personal Credit, just complete their easy Online Form and wait for them to contact you. You should get an in principle decision within minutes. Take care to fill in your details accurately to prevent any delays or problems.






Apply For UK Debt Help Now

Complete This Simple Online Form For A Free Review By An Advisor From Our Recommended Debt Company, 123 Debt Solutions

Just submit the form and an advisor will get straight back to you

You Can Use This Form To Apply For Debt Management Plans, Debt Consolidation Loans,
IVAs or Trust Deeds

Whatever the nature of your debt problem, it is worth checking to see which solution could work for you.

Please Only Submit If You Are A UK Resident


protected by copyscape


Your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it. Think carefully before securing other debts against your home.