Free Sample Letters To Creditors

Copy These Templates

Home
Debt Management Companies
Student Money Guide
Debt Settlement
IVA UK
Apply For IVA
How To Go Bankrupt
Government Debt Solution
How To Negotiate Debt
Borrow Money/Loans
Home Budgeting Software
Free Budget Worksheets
Online Gambling Debts
National Debt Helpline
Direct Payday Lenders
Articles








To Advertise On This Site Please Contact Us



Debt Negotiation Guide:

Stage One
Contact Creditors

Stage Two
Prioritise Creditors

Stage Three
Financial Statement

Stage Four
Make Offers




UK Debt Help: Get Debt Help with 123 Debt Solutions







Popular Pages:

Debt Management:

How Do I Consolidate My Debts

Debt Consolidators

Debt Management Firms

Debt Management Counselling

Free Debt Management Plan

Debt Management Programme

Debt Management Helpline

Debt Management Schemes

Consumer Debt Management

Online Debt Management

How Can Debt Management Help You?

Bankruptcy:

How To File Bankruptcy

Bankruptcy Rules

Bankruptcy Questions

IVAs And Trust Deeds:

IVA Debts

Individual Voluntary Arrangement Bankruptcy

IVA Or Bankruptcy

Get IVA

Information On IVA

Individual Voluntary Arrangement UK

IVA Debt Solutions

Debt Advice IVA

IVA Debt Solution

IVA Credit

IVA Insolvency

IVA Remortgage

What Is IVA

Scottish Trust Deeds

Trust Deeds Scotland

General Debt Advice:

Self Help Debt

Write Off Debt

Debt Written Off

Sample Settlement Of Debt Letter

Free Sample Letters To Creditors

Bailiffs And Council Tax

County Court Claims

Debt Limitations

Mortgage Shortfalls

Money Saving Techniques

Christian Debt Solutions

Government Debt Advice

Government Debt Management

Unclaimed Money For Free

Scottish Debt Advice

Debt Specialists

Clear My Debt

Free Printable Budget Worksheets

Personal Financial Statement

Doorstep Loans

Do It Yourself Debt Negotiation

123 Debt Solutions Reviews

Approved Debt Solution

Payday Loans

3 Month Payday Loans

Compare Payday Loans

Instant Payday Loans UK

Online Payday Advances

Payday Loans Lenders

Payday Loans No Credit Checks

Payday Loans With Bad Credit

UK Payday Loans

Urgent Payday Loans

Help To Consolidate Payday Loans

Private Bad Credit Lenders

 




Writing to Creditors:
Templates For Letters To Your Creditors

Struggling With Debt? Apply For Debt Help Now By Completing The Online Form At The Bottom Of This Page (UK Only)

Please refer to Stage Four of the Debt Negotiation Guide for details of how to use these free sample letters to creditors.

See Also:

Recommended Debt Management Companies
Advice On How To Negotiate Debt Settlements
Advice On Using Debt Settlement Companies

These letter templates are part of the method described in the Debt Negotiation Guide for dealing with debt without borrowing more money or using other professional services. If you prefer to let experienced debt advisors work on your behalf rather than doing it yourself, You should look at the pages on Debt Settlement, Debt Management Plans and IVAs.

The Debt Negotiation Guide explains the other things you need to do in order to begin to tackle your debt problems. When you send these letters to your creditors you will need to include with the letters a Financial Statement that you have prepared. A guide to how to prepare this and a template form for a Personal Financial Statement can be found on the Personal Financial Statement page.

When you look at the Debt Negotiation Guide you will see that you need to split your creditors into two groups, so there are two template letters below, one for each group of creditors. These are your Priority Creditors and your Secondary Creditors. When you write to both groups you need to include your Financial Statement, and this is so that they can see what your situation is in black and white and know that you do not have the money to meet your normal payments.

The easiest way to use the free sample letters to creditors is to copy and paste them info Microsoft Word or similar word processing programme. That will then enable you to add your own details and amend the letter to suit your own needs.



Free Sample Letters To Creditors:
A: Letter making offer to priority creditors

Send this letter, along with a list of all your Priority Creditors, and your up to date Personal Financial Statement:



Your Address
Date

Creditor name
Creditor address

Dear Sir/Madam

Account number/agreement number, etc

I wrote to you recently to explain that I am currently experiencing financial difficulties due to...

I enclose a financial statement which gives details of my current situation, showing all my income and expenditure and my other Priority Creditors.

I am sure you will understand from my financial statement that I am not in a position to meet my obligations in full, so I am making offers to each of my priority creditors. I am therefore able to offer you £... per week/month.

I do hope this is acceptable, and if you could confirm your agreement to this offer in writing I can begin payments immediately. Please also advise me of the method and due date for such payments.

I look forward to your favourable reply,

Yours sincerely,




Free Sample Letters To Creditors:
B: Letter making offer to Secondary Creditors

Send this letter, along with a list showing the payments you plan to make to your Secondary Creditors, and your up to date Personal Financial Statement:

Your Address
Date

Creditor name
Creditor address

Dear Sir/Madam

Account number/agreement number, etc

I wrote to you recently to explain that I am currently experiencing financial difficulties due to...

I enclose a copy of my financial statement, which includes payment of arrears to my priority creditors. I also include a schedule of all my secondary creditors, from which you will see that my available money has been apportioned on a pro-rata basis.

I am writing to ask that you accept an offer of £... Per week/month and stop interest of other charges accruing so that these payments will begin to reduce the debt.

I do hope this is acceptable, and if you could confirm your agreement to this offer in writing I can begin payments immediately. Please also advise me of the method and due date for such payments.

I look forward to your favourable reply,

Yours sincerely,


If you prefer more detailed guidance on the process of how to negotiate with creditors to write off a large part of your debts, please refer to the page on how to Learn Debt Negotiation








Apply For UK Debt Help Now

Complete This Simple Online Form For A Free Review By An Advisor From Our Recommended Debt Company, 123 Debt Solutions

Just submit the form and an advisor will get straight back to you

You Can Use This Form To Apply For Debt Management Plans, Debt Consolidation Loans,
IVAs or Trust Deeds

Whatever the nature of your debt problem, it is worth checking to see which solution could work for you.

Please Only Submit If You Are A UK Resident


protected by copyscape


Your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it. Think carefully before securing other debts against your home.